Granby Recordings Show Mortgages, Not Home Sales, Driving September Dollar Figures

GRANBY -- Of the 11 property-related documents recorded at the Hampshire County Registry of Deeds for Granby addresses between Sept. 11 and Oct. 10, none carried a confirmed home sale price; the four dollar figures in the batch belong to mortgages, not property purchases.

MARKET OVERVIEW Eleven deed-related documents touching Granby properties were recorded during the period. Four carried a dollar amount, ranging from $25,000 to $50,000, with a median of $45,000, but all four are mortgages recorded by individual owners to banks or mortgage-registration entities, not sale prices tied to a change of ownership. Three other recordings appear to involve an actual change of ownership: two from financial institutions to individual buyers and one from an individual owner to the town, but none of the three has a price on file yet. The remaining four recordings, a conservation order of conditions, two declarations of homestead and an affidavit tied to a mortgage note, do not represent property sales. Taken as a whole, the period produced no confirmed arm's-length home sale prices in Granby, so the raw count of 11 recordings does not by itself indicate an active or quiet sales market.

TOP SALES No confirmed home sale prices were recorded during this period. The four dollar amounts in the data are mortgage amounts, not sale prices, and are listed here for reference, highest first. 159 Kendall St.: a $50,000 mortgage recorded Sept. 15 from Heather L. Pike and Brian A. Pike to Florence Bank. 129 North St.: a $50,000 mortgage recorded Sept. 11 from Tyler E. Scheinost and Erikka L. Scheinost to Mortgage Electronic Registration Systems Inc. 22 Taylor St.: a $40,000 mortgage recorded Sept. 11 from Shannon B. Asselin to Greenfield Cooperative Bank. 33 Granby Heights, Unit 33: a $25,000 mortgage recorded Sept. 11 from John Slavkovsky to Member Advantage Mortgage and Mortgage Electronic Registration Systems Inc.

Three other recordings appear to be property transfers but have no price available yet: 2 Barton St., from PeoplesBank to Eva U. Gingras, recorded Sept. 14; 27 Forge Pond Rd., from Greylock Federal Credit Union to Dori L. Gaulin and Kenneth L. Gaulin, recorded Sept. 14; and 33 Granby Hts., from Elsa Azpeitia Mondeja to the town of Granby, recorded Sept. 11.

NEIGHBORHOOD BREAKDOWN Two recordings involve the Granby Heights condominium complex at 33 Granby Heights, one a mortgage and one a homestead declaration, both tied to owner John Slavkovsky. The remaining addresses, on Kendall, North, Taylor, Barton, Forge Pond and Chicopee streets and South and Amherst roads, each appear once, with no other street-level clustering evident in this period's records.

MARKET NOTES Of the 11 recordings, four were mortgages, three appear to be property transfers awaiting price data, one was a conservation order of conditions involving the town's Conservation Commission and a private landowner, two were declarations of homestead, and one was an affidavit related to a mortgage note. The deed data does not specify property type (single-family, condominium or multifamily) or square footage, so no breakdown by those categories is possible. Because the four available dollar figures are mortgage amounts rather than sale prices, they should not be read as a gauge of home values in Granby during this period.

Recorded Deeds

Source: Registry of Deeds. Sale amounts shown as recorded; transfers without a disclosed consideration are noted as such.

Compiled from official town feeds, community organizations, and local press. Outside reporting is attributed inline.